Mortgage lending risk is up in Q1 2017

We called it, mortgage lending risk is up – like early 2000s up

mortgage lending riskYes, we are lending like its 2003 and we should be worried about that! The latest numbers shows that mortgage lending risk is on par with that time when we were paving the way to the big bust of 2007-2008.

We will also take some time to chat about Phoenix – since that tends to be one of our canary in a coal mine cities. We also take a little time to discuss strategies to battle markets that just don’t have any inventory.

Todays articles:

Alternative Credit Scores – That Ignore Credit

Measuring credit by not measuring it Just when we thought the crazy train could not pick up any more speed – Congress starts pushing the idea that Fannie and Freddie should change the model they use to evaluate the credit worthiness of borrowers. Of course, when you read what you want to do, …

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