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Posts Tagged ‘fannie mae’

Fannie and Freddie say we can skip appraisals!

As long as the loan to value ratio is low enough, Fannie and Freddie are Ok with skipping appraisals.

appraisals

These guys are going to be the death of us.

So in todays show we are going to take a look at this interesting decision from Fannie and Freddie regarding home appraisals. It is always good to ask some fundamental questions with things like this. Things like “What problem does this solve?” or maybe “Does this introduce more risk than it does reward?”. We will run through the process and you can decide for yourself whether or not this seems like a smart play.

Todays Links:

  • https://www.housingwire.com/articles/41061-fannie-mae-joins-freddie-in-allowing-appraisal-free-purchase-mortgages
  • http://realtormag.realtor.org/daily-news/2017/08/21/new-program-help-buyers-bypass-appraisals

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Freddie Mac and the 1% loan

Freddie Mac is changing its policy on 1% loans

freddie mac

These guys are going to be the death of us.

Finally a small, but appreciated, move toward sanity in the lending world. We will cover the policy change being made by the folks at Freddie Mac.

Fannie Mae is moving forward with the increase in the required debt to loan ratio. We will talk about how that will impact the real estate market.

Finally, a few words about unemployment and the challenges it faces and how that directly effects the world of real estate.

Todays Links:

HELP THE SHOW GROW by filling out the audience demographic survey by clicking the button at the top of the page titled “Take the survey to support the show“. Follow the prompts and this will automatically enter you for a chance to win a $50 Amazon Gift card!

Interested in getting free content, advanced notice of upcoming events and real estate exclusives? Then simply join the Rebel Underground by texting the word ‘rebelbroker’ to 44222 – or click the button below. When prompted, text your email address and you are in!

JOIN THE REBEL UNDERGROUND!


SPONSOR

Audible.com – Audible is offering real estate realities listeners a free audiobook of your choice and a free 30-day trial membership. Just go to http://audibletrial.com/rebel and choose from over 180,000 audio programs – download a title free and start listening!

SUBSCRIBE TO AUDIBLE TODAY AND CLAIM YOUR FREE BOOK AND 30 DAY TRIAL!

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