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Posts Tagged ‘fico score’

Is your FICO Score about to go up?

FICO score changes to benefit 12 million sub-prime borrowers.

Yeah, you read that right. Now remember, whenever they talk about appealing to more lenders or improving credit scores, they are NOT talking about folks who already have a good credit score. By definition they are giving an artificial boost to borrowers that just a few months ago would not have qualified for a loan base don their FICO score. This is occurring with NO change to their financial knowledge, credit history, income or ability to manage their money. It is just about tweaking numbers to make things appear better without any change to what the number is supposed to measure.

Sorry, more nightmare fuel for todays show. We will also talk about these:

Subprime lending – back stronger than ever!

More credit score shenanigans pushes subprime lending to new heights! I still can’t believe what we will talk about in todays show is actually happening. It is, for lack of a better word, completely nuts. Subprime lending is now back – at levels that even appear to dwarf the idiotic lending that …

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